Nick Marinoff is a freelance author, writer and journalist. He previously served as a lead news writer and editor for Money & Tech in San Francisco, and as a leading contributor to News BTC in London. Additional publications include Benzinga.com, Bitcoinist.net, The Loan Gurus and DCE Brief, to name a few. He has also blogged for companies such as ReviewInc.com, Electronic Recyclers International, and Home Trendz, LLC. Following the release of his book, Take a 'Loan' Off Your Shoulders: 14 Simple Tricks for Graduating Debt Free (now available on Amazon), Nick has traveled extensively to libraries and other locations offering seminars and information detailing how future students can save on their educational endeavors and relieve the country of its present student debt crisis. He is a proud graduate of Fort Hays State University in Hays, Kansas, and is very excited to be working with Basmati.